Tips to prevent Winter Claims for your home

December 17, 2009

Prevent Ice Dams

An ice dam is a build-up of ice that blocks water drainage from the roof and the gutters. Ice dams can cause leaks from ceilings and walls that can ultimately lead to mold and other problems. To prevent ice dams, remove leaves, sticks and other debris from gutters or install gutter guards (available in most hardware home stores) that will prevent debris from getting in the gutter and interfering with drainage.

“Watch out for that tree!”

Trees and branches weakened by snow, ice and wind can snap and seriously hurt a person on your property, as well as cause serious damage to your home or car. Trimming trees and removing dead branches can help prevent serious damage and injuries.

Roof Care and Repair

High winds, snow and ice can damage a roof. Check the structural ability of the roof to sustain unusually heavy weight from the accumulation of snow and ice. After a heavy storm, check for water stains in attics and on any overhangs. Lastly, repair or replace split or loose shingles and fix any leaks.

Pipe Dreams…and Nightmares

First, the bad news: Frozen or broken water pipes disrupt hundreds of thousands of American lives every winter. The good news: You can prevent frozen pipes by following these tips.

  • Keep the inside temperature of your home at 65 degrees or warmer.

  • Wrap heating tape and/or standard insulation around pipes wherever possible.

  • Look for pipes with cracks or leaks —they freeze first.

  • Keep the inside temperature of your home at 65 degrees or warmer.

  • Keep cabinet doors open during cold spells to allow warm air to circulate around pipes (particularly in the kitchen and bathroom).

  • If you’re leaving your home for several days, turn off the water completely and drain the pipes, or keep water dripping through one or two faucets, as moving water prevents freezing. However, if you are leaving your home for an extended period of time, plan to turn the water off. It also helps to have someone check your home every day while you are gone.

  • If your pipes do freeze, quickly shut off the water and immediately call a plumber.

 

Prevent Personal Injuries

Homeowners are liable for any injuries that occur on their property. Keep kitty litter, sand or rock salt on hand to sprinkle over frozen driveways, walkways or sidewalks. Additionally, ensure that your outdoor steps and guardrails are in good repair to prevent injuries from falls on ice.